How It Works
We make the land buying process as simple as possible! Here are the details:
Our properties are sold on a first come, first serve basis and they go fast!
We offer owner-financing on some of our properties. If we offer owner-financing on a property, the listing will say that and the finance pricing details will be in the property listing. There are no banks or credit checks.
If the listing does not say that owner-financing is offered and only a cash price is noted, then that means it is a cash sale. However, we may still be open to financing the property depending on how long the term is and how much you put down, so just let us know and we’ll see what we can do.
In most cases we close cash purchases through a title company. We will put together the Purchase Agreement, and documents are signed via DocuSign, an electronic signing service. We ask that the Purchase Agreement is signed within 24 hours of receipt. Once the Purchase Agreement is signed, we send it over to the title company and they complete the closing process. An earnest money deposit is due to the title company within 3 days. The buyer pays the closing costs to the title company. Closing is done within 30 days or less.
Owner Finance Purchase:
To secure the property, you will submit the down payment and a one-time document processing fee by clicking the “Buy Now” button at the bottom of the listing. The $199 non-refundable document fee covers the creation of the contract and the filing of all documents necessary with the county.
Once we receive the document processing fee and down payment, we will put together the Land Contract, Promissory Note, and Purchase Agreement for you. Documents are signed via DocuSign, an electronic signing service. We ask that the documents are signed within 48 hours of receipt.
Monthly payments can be done via credit/debit card and will be automatically withdrawn monthly. When the payments are complete and the property is paid off, we will convey the property to you via Warranty Deed and handle all necessary recording processes with the county. Once the deed is recorded in your name, you are officially a land owner.
There is no prepayment penalty – you may make extra payments or pay your note off at any time.
Property Taxes: We prorate your property taxes and add them to your monthly payment. The taxes for each property are included in each listing.
HOA Dues: Most of our properties do not have any HOAs. If a property has an HOA fee, it will be included in the listing.
Credit Checks: We do not do credit checks.
Permanent Structures: Permanent structures cannot be put on the property until it is paid off/you own the land. While financing with monthly payments, you must also abide by local, county, state, and national laws.
Buyers are responsible for doing their own due diligence.
Other Opportunities: Let us know what kind of land you’re interested in and we’ll see what we have in our inventory (or can access for you). We offer owner financing on some properties, so you can acquire more land than you might realize.
So, stop scouring the MLS or county records…reach out to us and we’ll try to help you find the right opportunity/opportunities.